Access Zelle® through KCNB Online Banking or KCNB Mobile

What is Zelle®?

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank2.


Send money in just a few simple steps.


Settle up with rooommates, friends, and more, regardless of where they bank2.


Easily divide the cost of dinner, tickets, rent and more.

Who can I send money to with Zelle?

You can send money to friends, family and others you trust2.

Since money is sent directly from your bank account to another person’s bank account within minutes1, it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number.

How does Zelle Work?

When you enroll with Zelle through Online Banking or KCNB Mobile, your name, the name of your bank, and the email address or U.S. mobile number you enrolled is shared with Zelle (no sensitive account details are shared – those stay with Karnes County National Bank.)

When someone sends money to your enrolled email address or U.S. mobile number, Zelle looks up the email address or mobile number in its “directory” and notifies Karnes County National Bank of the incoming payment. Karnes County National Bank then directs the payment into your bank account, all while keeping your sensitive account details private. 

Looking for help with Zelle®?

  1. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile phone number are already enrolled with Zelle.
  2. Must have a bank account in the U.S. to use Zelle.  Zelle® is subject to additional terms and conditions.
  3. Internet connection required.  Standard data rates may apply, refer to your service provider’s plan for information regarding data usage rates.
  4. Must have an open account at Karnes County National Bank to use KCNB Online Banking. 

Select your online banking platform:

*By selecting a platform, you will be taken to your sign-in landing page and leave*

You are leaving

This is just a friendly reminder that you’re about to leave  These links are provided for your convenience, but KCNB does not endorse the website therein. KCNB is not responsible for the opinions, content, and privacy policy of said website.

If you accept these terms, you can Continue.  If you do not, you can select Cancel.