Agricultural Loans

We have years of experience helping ranchers and farmers meet their needs and goals.

Karnes County National Bank is committed to excellence in lending.  Our experienced loan officers and support staff are easily accessible and are committed to fulfilling your loan request in a friendly and timely manner. 

Subject to credit approval.

For more information on KCNB Agricultural Loans:

  • Equipment Loans

    We may be able to help finance most types of agricultural equipment.

  • Livestock Loans

    We can help finance the cost of acquiring livestock.

  • Land Acquisition Loans

    Found a spot of land you're looking to use? We'll crunch the numbers on our end and see if it's a good fit.

  • Farm Operating Loans

    A Farm Operating loan can help you manage your expenses by paying them down over time.


Sign up to automatically draft payments from your eligible KCNB account so you won't have to worry about bringing us a check or cash for every payment!  Ask a representative for details.

Agricultural Loans FAQs

Bring a valid government-issued photo ID and your Social Security Card.  Current payroll information (check stubs, etc.) may also be considered.

Depending on the type of loan, additional/other documentation may be required.  Call 830-780-3317 for more information.

We do not schedule appointments to meet with our representatives.  However, we do encourage you to call your preferred location ahead of time to check on availability. 

Our business hours are from 8am-5pm, with the lobby open from 9am-3pm, Monday through Friday.

You’ll need to contact a Loan Officer for information on how to submit an application for an agricultural loan.  You can call 830-780-3317 to speak with a Loan Officer.

Need help deciding?

Give us a call at 830-780-3317 or visit any KCNB location.

  1. All loans at KCNB are subject to credit approval.

Select your online banking platform:

*By selecting a platform, you will be taken to your sign-in landing page and leave*

You are leaving

This is just a friendly reminder that you’re about to leave  These links are provided for your convenience, but KCNB does not endorse the website therein. KCNB is not responsible for the opinions, content, and privacy policy of said website.

If you accept these terms, you can Continue.  If you do not, you can select Cancel.