Commercial Checking

Secure your business finances with a KCNB Commercial Checking account, insured for up to $250,000 by the FDIC.

  • $200.00 minimum deposit
  • Unlimited transactions
  • Zero maintenance fees (no minimum daily balance)
  • Access to the KCNB Business Online
  • Issued Visa debit card

*Must be filled, printed, and returned to a KCNB location.​

KCNB Business Online

Delegate Control

Add multiple users and adjust security settings to help manage finances for your business.

Make Loan Payments

The easier and faster way to pay your KCNB loan using your KCNB accounts.

Multi-Account Management

Add multiple eligible KCNB accounts to consolidate management of them into one place.

Transfers

Move money between your eligible accounts at KCNB with ease. 

KCNB Business Online

Delegate Control

Add multiple users and adjust security settings to help manage finances for your business.

Make Loan Payments

The easier and faster way to pay your KCNB loan using your KCNB accounts.

Multi-Account Management

Add multiple eligible KCNB accounts to consolidate management of them into one place.

Transfers

Move money between your eligible accounts at KCNB with ease. 

Deposits FAQs

We currently do not provide the means for you to apply online or submit your application electronically.

Our applications are available at any KCNB location, and can also be found on our website in a fillable and downloadable PDF format.

We do not schedule appointments to meet with our representatives.  However, we do encourage you to call ahead of time to check on availability. 

Our business hours are from 8am-5pm, with the lobby open from 9am-3pm, Monday through Friday.

Generally, a valid government issued photo ID, Social Security Card, and proof of residence will be required to open an account.  You will also need your opening deposit.

Depending on the type of account, and circumstances regarding the opening of the account, additional/other documentation may be required.  Call 830-780-3317 for more information.

Need help deciding?

Give us a call at 830-780-3317 or visit any KCNB location.

Disclosures
  1. Must have an open account at Karnes County National Bank to enroll in KCNB Business Online.  Internet connection required. Standard data rates may apply, refer to your service provider’s plan for information regarding data usage rates.

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