A traditional IRA is a tax-advantaged personal savings plan where contributions may be tax deductible. Generally, amounts in your traditional IRA (including earnings and gains) are not taxed until you take a distribution (withdrawal) from your IRA.
*The information we provide is not intended as tax or legal advice and customers should discuss tax advantages with an accountant or tax advisor.
Minimum Deposit to Open:
$1,000
Minimum Balance to Obtain
Annual Percentage Yield:
$0.01
Interest Compound:
Quarterly
| Term1 | Interest Rate | APY 2 |
|---|---|---|
18-month | 1.25% | 1.26% |
Other Information:
* Application must be filled, printed, and returned to a KCNB location.
We currently do not provide the means for you to apply online or submit your application electronically.
Our applications are available at any KCNB location, and can also be found on our website in a fillable and downloadable PDF format.
We do not schedule appointments to meet with our representatives. However, you may call your preferred location ahead of time to check on availability.
Generally, a valid government-issued photo ID, Social Security Card, and proof of residence will be required to open an account. You will also need your opening deposit.
Certain situations may require additional documentation. Call your local branch for more information.
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This is just a friendly reminder that you’re about to leave KCNB.com. These links are provided for your convenience, but KCNB does not endorse the website therein. KCNB is not responsible for the opinions, content, and privacy policy of said website.
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