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Notice of Change: Effective 09/01/2025

Accounts And Services

Dear Valued KCNB Patron,

Pursuant to 12 CFR 230.4(b)(4) and 230.5(a), Karnes County National Bank is providing advance notice of modifications to its consumer and business account offerings as outlined in the attached deposit account summary. Additionally, included is our common fees schedule updated as necessary to keep up with today’s increased operating costs.

For a comprehensive list of terms and policies, please refer to your consumer and business deposit account disclosure. A copy of this disclosure can be obtained at your local branch upon request.

Respectfully,

KCNB Management

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