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Stay Flexible

Credit offer ends June 30th, 2026

We are currently offering two ARM (adjustable rate mortgage) products, for a limited time, that provide the borrower flexibility and stability for the first 7 years.

During these 7 years, if lending rates drop, the borrower can choose to lower their rate one time.

After 7 years, the rate on the loan changes from fixed to variable, meaning that the rate may change.

7/1 Adjustable Rate Mortgage

30-Year Term

Product Details:  Non-Jumbo

  • Starting Rate of 5.75%
  • Option of one float-down rate adjustment based on WSJP with a floor of 4.00%
  • Annual cap of 2.00%
  • Ceiling rate of 11.75%
  • Origination fee of 0.50%
  • Max LTV 89%

7/1 Adjustable Rate Mortgage

30-Year Term

Product Details:  Jumbo

  • Starting Rate of 5.50%
  • Option of one float-down rate adjustment based on WSJP with a floor of 4.00%
  • Annual cap of 2.00%
  • Ceiling rate of 11.50%
  • Origination fee of 0.50%
  • Max LTV 85%

Adjustable-rate mortgage (ARM).
Rates subject to change. 30-year amortization. Initial rate fixed for 7 years, then adjusts annually based on the Wall Street Journal Prime (WSJP) index. Payments & rates may increase. One-time float-down option subject to qualification. 

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