KCNB will be closed on Thursday, June 19th in observance of Juneteenth.

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Karnes County
National Bank

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KCNB makes it easy

4 Steps to KCNB

Click a step to learn more.

We're here to serve your financial needs.

Using the 4 steps listed below, we’ll guide you on opening your first account with us, updating your recurring transactions, and if you choose, close your account at your current bank.

If you have any questions, just give us a call at any of our locations even if you don’t live in the same branch city.  We’re more than happy to help ensure that you have a hassle-free transition.

Step 1

open your new KCNB account

  • Driver's License or Government ID
  • Social Security Card
  • Proof of Mailing Address
  • KCNB New Accounts Application filled
  • Debit Card activated
  • Find your account number
  • KCNB's routing number is: 114911234

Step 2

update billing information

  • Rent or Home
  • Electric
  • Gas
  • Water
  • Phone
  • Insurance(s)
  • Loan(s)
  • Credit Card(s)
  • Cable
  • Internet
  • Medical
  • Digital Wallets
  • PayPal®
  • Cash App®

We do not own or have any affiliation with PayPal or Cash App. PayPal is a registered trademark of PayPal Holdings, Inc. Cash App is a registered trademark of Block, Inc.

Step 3

update direct deposits

  • Employer
  • Social Security
  • VA Benefits
  • Retirement
  • Interest Income
  • Dividends
  • Investment Income

Step 4

close your old account

  • Verify that all billing for services have been updated
  • Verify that there are no pending transactions or outstanding checks.
  • Formally request your account to be closed by visiting a branch, calling one of their locations, or through their online banking (if available.)
    We have provided a letter for you if you need one.
  • Destroy any debit cards and checks associated with your old account.
Download the PDF

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