Last Updated: 01/04/2023
These privacy practices apply to users and visitors to the Karnes County National Bank website and mobile application, and any online or mobile site or application (collectively “Site”) owned or controlled by Karnes County National Bank, and describe generally how we collect, use, and share personal information we obtain from, or about, users and visitors of the Site.
Personal Information We Collect and Where It Comes From
Personal information generally means information that identifies you or your device, and other information we associate with it.
Information you voluntarily provide to us when you engage with the Site may include:
Where it is required for businesses purposes, we may also request and collect:
Information that is automatically collected when you visit or browse the Site, such as by our web servers or third-party analytics tools we use may include:
Information that is stored in your device that may be collected when you use a mobile application may include:
Before collecting this information, you will be prompted to give the mobile application permission to collect this information. You may decline to provide this information. However, access to this information stored on your device is designed to simplify your user experience, improve our services, and provide additional security to protect your account. You may update these permissions in your device’s settings at any time.
Information from service providers such as advertising and joint marketing partners, and public databases may include:
In addition to collecting personal information, we collect information that does not identify you and is not associated with your personal information. We may also de-identify or aggregate personal information so it no longer identifies you. Such information is outside the scope of this notice.
How We Use Personal Information
In addition to those ways described above, we generally use personal information for the following purposes:
We may also use personal information we believe to be necessary or appropriate for certain essential purposes, including:
How Personal Information May Be Shared or Disclosed
To the extent permitted by law, Karnes County National Bank may disclose your personal information:
We may also disclose information, which is passively collected when you use the Site, to our online and email advertisers or other vendors, as described further in the cookies section below.
Karnes County National Bank uses “cookies” to operate the Site and provide you with products and services you may be interested in learning more about. Cookies contain information about your internet usage that is stored directly on your device.
Blocking and Deleting Cookies
Most internet browsers allow you to block cookies. If you block cookies on the Site, your browsing experience may be affected and you may not be able to use all of the features of the Site. You can delete cookies that are already stored on your computer or device by following the instructions associated with your browser and operating system.
Karnes County National Bank uses Google Analytics to collect statistical and usage information related to the Site in order to continually improve the design and functionality, to monitor responses to our advertisements and content, to understand how account holders and visitors use the Site, and to assist us with resolving questions regarding the Site.
If you do not want Google Analytics to collect information about your website use, you can opt out by visiting https://tools.google.com/dlpage/gaoptout and following the instructions.
Do Not Track
Karnes County National Bank does not monitor or respond to Do Not Track signals because there is no standard interpretation or practice for DNT signals. Therefore, we handle all user information consistent with these Privacy Practices.
The Site may link to other websites or online services that are provided for your convenience. Once you leave the Site, the third party’s online policy and privacy statement will determine what information is collected or shared. You should carefully review those materials to learn how third-party websites collect, use and share personal information.
Karnes County National Bank does not knowingly market or solicit personal information from children under 13 without parental consent, nor do we knowingly collect or share the personal information of children under 16 without their express consent.
We use technical, physical, and administrative security measures designed to comply with applicable law and protect the security of your personal information, including information you submit to us through the Site. This includes but may not be limited to device safeguards, encryption, and firewalls.
Please note that information you send to us electronically may not be secure when it is transmitted to us. We recommend that you do not use unsecure channels (like email) to communicate sensitive or confidential information (such as your Social Security number) to us.
Karnes County National Bank will retain records, including personal information, as needed to provide our products and services to you and as required by applicable laws and regulations. Karnes County National Bank may retain records beyond those required by applicable law and regulations where appropriate, including:
Other Information Collection and Sharing Practices
If we receive, obtain, or generate information about you in connection with providing you a financial product or service from us that is to be used primarily for personal, family or household purposes, our Privacy Notice provides additional information on how we collect, share, and protect your personal information.
If you have questions about these privacy practices, please contact us at 830-780-3317.