KCNB Online Banking
FDIC-Insured - Backed by the full faith
and credit of the U.S. Government
Are you a KCNB Business Customer? Learn more about Online Banking for Business here.

Tradition meets progress.
We pride ourselves on being a place where you can know your bankers by name and share your stories. Now, we’re blending that same neighborly service you’ve always trusted with the tools you need in today’s world.
Online Banking
- 24/7 Access to Accounts
- Transaction History
- View & Print Statements
- Pay Bills
- Send Money With Zelle®
External Transfers
At KCNB you can also easily transfer money between your accounts at other financial institutions!3
QuickBooks®
With Karnes County National Bank
KCNB now offers Web Connect in online banking to download account information into QuickBooks®, which gives you the power to manage your finances more effectively.
Zelle®
With Karnes County National Bank
Access Zelle® through KCNB Online Banking or KCNB Mobile.
Online Banking Services
Must have an open account at Karnes County National Bank to enroll and use KCNB Online Banking. An Internet connection is required for both KCNB Online Banking and KCNB Mobile. Standard data rates may apply, refer to your service provider’s plan for information regarding data usage rates.
Zelle®
1. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile phone number is already enrolled with Zelle.
2. Must have a bank account in the U.S. to use Zelle. Zelle® is subject to additional terms and conditions.
External Transfers
3. The External Transfer feature has a standard delivery fee of 0.50¢ per transfer. Next-day transfer option may also be available at a fee of $5.00 per transfer. $10.00 minimum transfer.