Subject to credit approval.
Buying your first home, building your dream house, or refinancing your mortgage is more than a financial transaction. It’s one of life’s biggest decisions.
At KCNB, we are dedicated to excellence in lending. Our knowledgeable loan officers and support staff are committed to helping you realize your home goals.
Reach out to our mortgage team any time, whether by phone during the day, or by email after hours.
Great for qualified borrowers with competitive rates.
Finance both the construction and permanent mortgage in a single loan.
Only one set of closing fees instead of two.
Lower payments while the home is being built.
Lock in your permanent mortgage rate upfront.
Automatically converts to a traditional mortgage after construction, no need to re-qualify.
An include the lot purchase, construction costs, and permanent financing.
Insured by the U.S. Department of Agriculture.
Zero down payment for qualifying rural properties.
Insured by the Federal Housing Administration
Low down payment options for first-time and repeat buyers.
Insured by the Department of Veterans Affairs.
For eligible veterans and active-duty service members.
Financing that fits your lifestyle and your budget.
Yes! While we don’t host applications for mortgages directly on our website, our mortgage team can quickly provide you with a secure online application when you make contact. They will also help you determine the best loan product for you to ensure a smooth and stress-free application process.
We’re happy to meet with you at your convenience! The best way to get started is to reach out to our mortgage team directly so we can connect you with the right lender and schedule a time that works best for you.
Our mortgage team can provide you with a complete list of everything you need to get started. Items to bring may include identification, income documents, employment information, and any other supporting documents based on the transaction type.
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