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Effective 09/01/2025: Consumer and business account offerings, along with our Common Fees Schedule, will undergo changes. Click here to learn more.
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Karnes County
National Bank

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Commercial
checking

Download an Application

Business Basic

Minimum Deposit to Open:
$200.00

Features:

  • Statement Cycle:  Monthly
  • Statement Cycle Debit Limit:  100 items per statement cycle, then $0.20 per item
  • Statement Delivery:
    • e-Statements:  No Charge
    • Paper Statements:  $2.00 per month
  • Minimum Balance (To avoid maintenance fees):
    • If your average balance per statement cycle:
      • Is less than $500.00 … $10.00
      • Is $500.00 to $999.99 … $8.00
      • Is $1,000.00 or more … No fee

Business Premium

with Business Online*

Minimum Deposit to Open:
$1,000.00

Features:

  • Statement Cycle:  Monthly
  • Statement Cycle Debit Limit:  Unlimited
  • Statement Delivery:
    • e-Statements:  No Charge
    • Paper Statements:  $2.00 per month
  • Minimum Balance (To avoid maintenance fees):
    • If your average balance per statement cycle:
      • Is less than $500.00 … $12.00
      • Is $500.00 to $1,999.99 … $10.00
      • Is $2,000.00 or more … No fee

Commercial Premium

with Business Online*

Minimum Deposit to Open:
$5,000.00

Features:

  • Statement Cycle:  Monthly
  • Statement Cycle Debit Limit:  300 items per statement cycle, then $0.20 per item
  • Statement Delivery:
    • e-Statements:  No Charge
    • Paper Statements:  $2.00 per month
  • Minimum Balance (To avoid maintenance fees):
    • If your average balance per statement cycle:
      • Is less than $500.00 … $8.00
      • Is $500.00 to $999.99 … $6.00
      • Is $1,000.00 or more … No fee

KCNB Business Online

Real-Time | Self-Service | Online Cash Management

Contact us to enroll

KCNB Business Online provides advanced features and a wide range of self-service banking capabilities such as:

  • Multifunctional Homepage
  • State & Federal Tax Payments
  • Account number masking
  • Balance authentication options
  • Customer review and approval of designated transactions
  • Loan Payments & Advances
  • Responsive, tablet-friendly design
  • 24/7 Access to real-time account information
  • Customer password management
  • File & funds transfers
  • Stop Payments
Texas Banking, Tried & True
  1. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used.  You may be charged a fee for a balance inquiry even if you do not complete a fund transfer.
  2. Must have an open account at Karnes County National Bank to enroll in Online Banking For Business.  Internet connection required. Standard data rates may apply, refer to your service provider’s plan for information regarding data usage rates.

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Select your online banking platform:

KCNB Online Banking
Online Banking for Business

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