All KCNB locations will be closed on Monday, October 13th in observation of Columbus Day.
Effective 09/01/2025: Consumer and business account offerings, along with our Common Fees Schedule, will undergo changes. Click here to learn more.
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Tradition meets tomorrow.

While our past is rooted in generations of trust and reliability, we’ve made big strides to deliver a future of secure online services for our customers.

Learn about Business Online

Business Basic

Minimum Deposit to Open:
$200.00

Features:

  • Statement Cycle:  Monthly
  • Statement Cycle Debit Limit:  100 items per statement cycle, then $0.20 per item
  • Statement Delivery:
    • e-Statements:  No Charge
    • Paper Statements:  $2.00 per month
  • Minimum Balance (To avoid maintenance fees):
    • If your average balance per statement cycle:
      • Is less than $500.00 … $10.00
      • Is $500.00 to $999.99 … $8.00
      • Is $1,000.00 or more … No fee

Business Premium

with Business Online*

Minimum Deposit to Open:
$1,000.00

Features:

  • Statement Cycle:  Monthly
  • Statement Cycle Debit Limit:  Unlimited
  • Statement Delivery:
    • e-Statements:  No Charge
    • Paper Statements:  $2.00 per month
  • Minimum Balance (To avoid maintenance fees):
    • If your average balance per statement cycle:
      • Is less than $500.00 … $12.00
      • Is $500.00 to $1,999.99 … $10.00
      • Is $2,000.00 or more … No fee

Commercial Premium

with Business Online*

Minimum Deposit to Open:
$5,000.00

Features:

  • Statement Cycle:  Monthly
  • Statement Cycle Debit Limit:  300 items per statement cycle, then $0.20 per item
  • Statement Delivery:
    • e-Statements:  No Charge
    • Paper Statements:  $2.00 per month
  • Minimum Balance (To avoid maintenance fees):
    • If your average balance per statement cycle:
      • Is less than $500.00 … $8.00
      • Is $500.00 to $999.99 … $6.00
      • Is $1,000.00 or more … No fee
Texas Banking, Tried & True
  1. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used.  You may be charged a fee for a balance inquiry even if you do not complete a fund transfer.
  2. Must have an open account at Karnes County National Bank to enroll in Online Banking For Business.  Internet connection required. Standard data rates may apply, refer to your service provider’s plan for information regarding data usage rates.

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This is just a friendly reminder that you’re about to leave KCNB.com.  These links are provided for your convenience, but KCNB does not endorse the website therein. KCNB is not responsible for the opinions, content, and privacy policy of said website.

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Select your online banking platform:

KCNB Online Banking
Online Banking for Business

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